Beginner Investor Hub
Learn by doing. Our Virtual Portfolio gives you a simulated $100,000 to practice investing strategies with virtual money.
The Aerarii Virtual Portfolio is a virtual-money stock market simulator that equips beginners with $100,000 in virtual capital. It executes trades at live market prices for major ETFs, simulates real 50-state capital gains taxes and friction, and provides AI-guided Custos debriefs to cultivate disciplined, long-term investing habits without financial risk.
Every new account starts with $100,000 in virtual "paper" money. This allows you to construct a portfolio, test diversification strategies, and experience market volatility without putting your real savings on the line.
The simulator uses authentic market pricing data for major ETFs like SPY (S&P 500) and QQQ (Nasdaq 100). When you buy or sell a virtual asset, it executes at actual market prices. In addition, our fast-forward timeline engine allows you to stress-test your portfolio across real historical market cycles and drawdowns.
Unlike simple stock games, the Aerarii Simulator tracks the true friction of investing. Realistic tax brackets across all 50 U.S. states are configured directly into the simulator to calculate Capital Gains Tax based on your holding period (short-term vs. long-term). Coupled with simulated commission fees, the platform actively rewards disciplined holding over speculative day trading.
After every major trade or portfolio milestone, our AI Mascot, Custos, provides a personalized debrief. Custos will analyze your trade for diversification impact, risk concentration, and tax efficiency, turning every action into a learning moment.