Beginner Investor Hub
Invest in your financial education. Start practicing with virtual money on our free forever tier, then upgrade when you want deeper curriculum access, multiple portfolios, and advanced analytics.
Beginner Investor Hub offers a genuine Free Forever tier that gives every learner a $100,000 virtual simulator account and full access to Level 1 of the Knowledge Vault (31 lessons) with no credit card required. Ambitious learners can upgrade to Premium ($9.99/mo) or Pro ($29.99/mo) for all 39 chapters (330 lessons), multiple simulated portfolios, 50-state tax drag modeling, and AI-guided Custos debriefs.
Compare all features side-by-side. Upgrade, downgrade, or cancel anytime with zero hidden fees.
| Feature | Free Forever | Premium ($9.99/mo) | Pro ($29.99/mo) |
|---|---|---|---|
| Virtual Trading Capital | $100,000 simulated | $100,000 simulated | $100,000 simulated |
| Simulated Portfolios | 1 Active Portfolio | 3 Concurrent Portfolios | Unlimited Portfolios |
| Curriculum Access | Level 1 (Foundations) | All 5 Levels (330 lessons) | All 5 Levels + Advanced Labs |
| 50-State Capital Gains Tax Realism | ✓ Included | ✓ Included | ✓ Included |
| Fast-Forward Market Scenarios | Basic cycles | Full historical drawdowns | Custom stress test simulations |
| AI-Guided Custos Debriefs | Standard trade feedback | Behavioral & discipline insights | Full risk analysis coaching |
| Credit Card Required? | Never | At checkout | At checkout |
| Support Level | Community FAQ | Standard Email | Priority 24/7 Support |
Start practicing for free, upgrade when you want deeper insights.
For the ambitious learner ready to build real, lasting financial confidence.
Billed monthly. Cancel anytime.
For the serious student committed to mastering their financial future.
Billed monthly. Cancel anytime.
Take the first and most important step. Go from feeling lost and uncertain to having a clear foundation for your financial future.
• 30-day trial: Cancel anytime if it's not for you.
• Cancel anytime: One-click cancellation in Settings
• Auto-renews: Renews automatically based on your interval
• Tax: Added at checkout based on location
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The Free Forever tier provides complete access to Level 1 of the Knowledge Vault (covering personal finance fundamentals, budgeting, banking, and compound interest) plus one $100,000 virtual portfolio simulator. You can execute trades using real market prices and observe tax drag across all 50 states without entering any payment info.
Premium ($9.99/mo) unlocks all 5 progressive curriculum levels (39 chapters and 330 lessons), multiple concurrent portfolios to test divergent asset allocations, and historical market cycle replays. Pro ($29.99/mo) provides unlimited portfolios, institutional-grade analytics, custom stress testing, and priority coaching support.
Yes. You can upgrade, downgrade, or cancel your subscription at any time with a single click in your settings. You retain access until your current billing cycle finishes, with zero penalties or lock-in contracts.
No credit card is required. You can sign up with your email and begin exploring the $100,000 simulator and foundational lessons immediately.